Choosing the right travel insurance is just as important as choosing the right accommodation. A travel insurance policy can reimburse you for the cancellation fees imposed by the travel company. Depending on terms and conditions, and the date of return, these can represent up to 100% of the cost of the trip. Furthermore, depending on the tariff, the insurance will meet the cost of the return journey, if you need to curtail your trip for a valid reason.
To make choosing the right travel insurance easier for you, here we provide you with a short summary of the most important insurance options:
Travelling by Plane
Travel Cancellation Full ProtectionThe travel costs to be insured include the total price of the holiday villa or flat and the cost of the flights. Insurance is possible per family or per person (the travel costs will be split between the persons travelling on a pro-rata basis). Alternatively, you can also insure the flights separately on booking through the relevant supplier (e.g. via the airline). That just leaves the cost of the holiday home as the only item to be insured (the total price, not per person).
Travelling by Ferry
Travel Cancellation Full ProtectionHere, the travel costs to be insured include the total price of the holiday villa or flat and the cost of the ferry and can be insured per person or per family. Alternatively, you can also insure the ferry crossing separately on booking through the relevant supplier (e.g. via the ferry company). That just leaves the cost of the holiday home as the only item to be insured (the total price, not per person).
You can now insure your trip direct online. Payment can be easily made by credit card or direct debit.
Click to take out travel insurance online.GlossaryTravel cancellation insurance should be taken out on booking the trip, but at the latest, 30 days before departure. For bookings made 29 or fewer days before departure, the insurance should be taken out immediately, but at the latest, within the next three working days.
Premium for Families/Couples These apply to a maximum of 2 adults, irrespective of the relationship between them, and all children until completion of the 21st year of age, provided that they are listed in the insurance policy. Accompanying travellers will be indicated with 'MIT' in place of a tariff on the booking screen.
Insurable ItemsFor example, the holiday villa, holiday flat, motor home, ferry crossing. Accompanying travellers will be indicated with 'MIT' in place of a tariff on the booking screen.
Travel Cancellation Full ProtectionCancellation, curtailment and rebooking fees are insured.
Policy ExcessAll insurances can be booked with or without a policy excess. If you choose to book insurance with a policy excess, then this is as follows: sicknesses, accidents or pregnancies dealt with on an outpatient basis incur an excess of 20% of the cancellation charges (minimum of 25 Euros per person or insurable item).
